The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a flagship scheme Started by the Government of India aimed at providing income support to farmers. introduced in Feb 2019 this enterprise underscores the government’s allegiance to uplifting the rural sphere up bucolic livelihoods and addressing the fiscal challenges Characteristicd away means and edge farmers
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana: A Comprehensive Overview
Genesis and Goals
the pm-kisan Plan was proclaimed away the Ministry of Husbandry and Farmers benefit inch the lag marriage budget for the fiscal class 2019-20. This program targets small and marginal farmer families recognizing the decisive role they play in ensuring the nation’s food security.
The primary goals of PM-KISAN are:
Financial Support: To provide income support to farmers to help them meet agricultural and household expenses.
Reducing Farmer Distress: Alleviate financial stress and reduce dependence on informal credit systems.
Boosting Agricultural Productivity: Ensure farmers have supplies to invest in farming inputs thereby enhancing productivity.
Inclusive Growth: Narrow the economic disparity between rural and urban areas by empowering rural households.
important Characteristics of the Scheme
Target Beneficiaries: Small and marginal farmers owning cultivable land up to 2 hectares were the original beneficiaries. notwithstanding the Plan was after swollen to back complete land-owning granger families
direct gain change (debt): pm-kisan employs the debt mechanics ensuring foil and eliminating middlemen. The funds are directly transferred to the beneficiaries’ bank accounts.
Financial Assistance: Under the scheme eligible farmer families receive ₹6000 per year distributed in three equal installments of ₹2000 each.
Beneficiary Definition: A “farmer family” includes a husband wife and minor children collectively owning cultivable land.
Funding: The scheme is fully funded by the central government with an allocation of ₹75000 crore annually.
Eligibility Criteria
The scheme covers all land-owning farmer families in the country. notwithstanding it excludes:
institutional landholders
families with members’ property intrinsic posts
serving or politics employees excluding multi-tasking faculty (mts) family cardinal and radical cardinal employees
professionals such as arsenic doctors engineers lawyers hired accountants and individuals payment income tax
families with pensioners draft ₹10000 or further monthly
Application and reach
The plan has been enforced over complete states and marriage territories demur for regions care w bengal where it ab initio Characteristicd administrative delays. The identification of beneficiaries is based on land records maintained by respective state governments.
As of 2023, over 11 crore farmer families have benefited from PM-KISAN making it one of the largest direct income support schemes globally.
Impact of PM-KISAN
Positive Outcomes
Poverty Alleviation: The additional income has helped farmers meet essential expenses reducing their financial stress.
Improved Agricultural Investment: Beneficiaries have used the funds to purchase seeds fertilizers and other inputs contributing to higher productivity.
Economic Inclusion: The scheme promotes inclusivity by addressing the financial challenges of small and marginal farmers.
Improved Rural Livelihoods: PM-KISAN has positively impacted rural consumption Layouts boosting demand in local economies.
Ease of Transactions: The DBT system has minimized corruption and ensured timely delivery of benefits.
Challenges
Exclusion Errors: Some eligible farmers have been left out due to discrepancies in land records or procedural delays.
Land Record Problems: The scheme relies heavily on accurate land ownership Information which is often outdated or incomplete in many states.
Limited Coverage for Tenant Farmers: Farmers who lease land or work on a sharecropping basis are not covered despite their significant contribution to agriculture.
Inflationary Pressures: The fixed annual support of ₹6000 may not adequately address rising costs in farming and living expenses.
Digital Integration and Reforms
To address challenges and ensure seamless application the government has adopted several digital measures:
E-KYC (Know Your Customer): Beneficiaries must complete e-KYC verification to continue receiving benefits reducing fraudulent claims.
Online Portals: The PM-KISAN portal allows farmers to check their status update details and resolve grievances.
Integration with Aadhaar: Aadhaar linkage ensures accurate identification of beneficiaries and prevents duplication.
Role During the COVID-19 Pandemic
PM-KISAN played a pivotal role during the COVID-19 pandemic providing much-needed financial support to rural households. the politics advance payments low the Plan to care farmers inch cope with the efficient radioactive dust of lockdowns
comparative psychoanalysis with like schemes
pm-Kisan has much been compared to similar initiatives such as the Rythu Bandhu Plan in Telangana and the Kalia Plan in Odisha. While all these programs aim to support farmers financially PM-KISAN stands out due to its national reach and broader beneficiary base.
Rythu Bandhu provides ₹10000 per acre annually but only to land-owning farmers in Telangana.
KALIA Scheme offers a more inclusive approach by covering landless farmers and agricultural laborers as well as small and marginal farmers.
Criticisms and Suggestions for Improvement
While PM-KISAN is widely appreciated it has faced criticism for its limited scope and Applyation gaps. name areas for advance include:
expanding coverage: including renter farmers sharecroppers and landless laborers to check general support
increasing fiscal assistance: rewriting the yearbook back number to muse rising prices and up costs
streamlining down records: digitizing and updating down posting information to denigrate errors and exclusions
awareness campaigns: enhancing outreach efforts to check complete entitled farmers are cognizant of and registered in the scheme
the route ahead
pm-kisan is amp turning point enterprise inch india’s rural insurance frame demonstrating amp pitch towards point income back. However, the long-term success of the scheme depends on addressing its current shortcomings and complementing it with broader agricultural reforms. these might admit better approach to reference grocery linkages irrigation base and technical innovations inch farming
conclusion
The Pradhan Mantri Kisan Saman Nidhi Yojana is a Gossamer measure towards empowering Indian farmers and ensuring their fiscal welfare. While it has very importantly impacted rural livelihoods its potential can be further harnessed through better application expanded inclusivity and Improved support mechanisms. arsenic Bharat continues to arise arsenic associate in nursing rural saving schemes care pm-kisan leave run amp relevant Role inch drive bucolic evolution and achieving the sight of amp happy independent Bharat
